This Privacy Policy applies only to personal data collected through the FaLanding.com electronic platform, available on the FaLanding.com web page.
Users can visit this website without giving any information about themselves. In order to provide the requested electronic services available through the platform, it is necessary to create a personal profile and provide the relevant data, including personal data.
When creating an account, the user provides personal data to “ZONTA TECHNOLOGY” Ltd for reverse circulation.
The personal information provided is processed in accordance with the policies described in this document and the applicable law.
This privacy policy provides the following information:
Data identifying the controller
Data identifying the processor:
I. Categories of data we collect and process
II. How and for what purposes we use this information - Transparency and Consumer Rights
III. How we share information
VI. Data security
V. Policy changes
Data for identification of the Administrator
“ZONTA TECHNOLOGY” Ltd., registered in the Commercial Register and Register of NPLE under UIC 205357556, having its seat and registered office in: the Republic of Bulgaria, 2300, city of Pernik, 1 Rayko Daskalov Str., Business center “Pernik”, floor 2, ap. 6.
Correspondence details:
Phone: + 359 895 741 761
Email: p2p@FaLanding.com
Supervisory authority: the Commission for Personal Data Protection, Address: the Republic of Bulgaria, 1592, city of Sofia, 2 “Professor Tsvetan Lazarov” Blvd., web: www.cpdp.bg
Data identifying the Processor
“ZONTA TECHNOLOGY” Ltd., registered in the Commercial Register and Register of NPLE under UIC 205357556, having its seat and registered office in: the Republic of Bulgaria, 2300, city of Pernik, 1 Rayko Daskalov Str., Business center “Pernik”, floor 2, ap. 6.
Correspondence details:
Phone: + 359 895 741 761
Email: p2p@FaLanding.com
Contact person: Vasil Despodov
“ZONTA TECHNOLOGY” Ltd is the owner of the domain FaLanding.com, functioning as an Internet-based peer-to-peer platform to facilitate the purchase of segregated receivables arising from mobile service agreements, fixed service agreements or other agreements (the “Receivables”) from other users.
The categories of data we collect and process
To get the fastest and most accurate service, we use the data you have provided. Some of this information constitutes personal data.
“Personal data” means any information relating to a natural person who is identified or identifiable, directly or indirectly, by reference to an identification number or to one or more specific features.
Grounds for processing personal data
“ZONTA TECHNOLOGY” Ltd processes personal data on behalf of the user on the basis of the user's consent where such consent is explicitly given. This consent may be withdrawn at any time.
Following a request by the user to conclude a contract with “ZONTA TECHNOLOGY” Ltd, the company processes personal data as the Controller in order to fulfil its obligations under the contracts concluded with users, including the necessary pre-contractual actions.
Outside of this, “ZONTA TECHNOLOGY” Ltd may also process personal data on behalf of the Controller to fulfil a statutory obligation of the Data Controller as a financial institution, for example under the Anti-Money Laundering Measures Act, to protect its legitimate interests as enshrined in the Credit Institutions Act, in exceptional cases - to protect the vital interests of the consumer or another individual or to perform a task of public interest.
Information provided by the user
When registering on the platform, the User enters and provides personal data for which he gives his explicit free and informed consent to their processing in accordance with this Privacy Policy and the applicable legislation.
This information includes names, telephone number, current address details, unique nationality number, identity card details, e-mail address, bank account details, and any other information, including financial information, which the person provides voluntarily at registration or at a later stage when identifying and using the services available on the website.
Responsibility for the correctness and timeliness of this data lies with the User. Without this data, the financial services cannot be implemented. However, you can withdraw your consent at any time.
The User has an obligation to update his/her profile on the Platform or to contact the Processor or the Data Controller whenever there is a change in the data provided.
Acceptance of the Privacy Policy by ticking the relevant checkbox and sending a request for the relevant service, accessible via the website, by clicking the relevant button, constitutes an electronic statement within the meaning of the Electronic Document and Electronic Certification Services Act.
Information received automatically when using the platform
The use of any web-based services is subject to the exchange of information in order to operate and deliver our services effectively. This exchange occurs automatically and is tied to the creation of server log files and the use of on-line identifiers. Some of this information constitutes personal data and by accepting this Privacy Policy, you consent to its processing.
3.1. Cookie Policy
This type of identifiers are also known as cookies - small text files that are saved in the memory of the device used computer, mobile phone, tablet, etc. the first time you use the website. They allow the website to save your actions and preferences such as username, language used, security settings and other display settings for a certain period of time so that you do not have to enter them every time you visit the site or move from one page to another. The next time you visit our site when using the same device our server will recognise the cookies and provide us with information about your last visit.
Our system uses cookies and similar technologies to personalise the look and feel of the website for each user. The information associated with cookies is not used to identify the user personally. In this way, the functionality of the website is improved. The data for the respective cookie type is under our control, but cookies do NOT give access to the user's computer or any other direct personal information.
The use of cookies is also subject to your consent. You should note that there are mandatory cookies, called “strictly necessary”, which provide functions without which this website cannot be used as intended. These cookies are only used by us and therefore do not require consent.
If you accept the use of cookies, you can revoke your consent and disable cookies for our website at any time. You can configure your browser in such a way that cookies are generally only created with your consent.
“ZONTA TECHNOLOGY” Ltd draws attention to the fact that without cookies some sections of the web page may be restricted or not functional at all.
Information received from other administrators
The Data Controller and the Data Processor may request and receive personal data about Users from information files of other data controllers. The amount of the requested data shall be in accordance with the purpose for which it is necessary, in particular for identification and verification of the User's identity, assessment of the creditworthiness, research of the credit history, income and insurance payments in the Central Credit Register of the BNB, the National Social Security Institute, the National Tax Agency or in another database used in the Republic of Bulgaria.
The Company may receive publicly available information about you, including, but not limited to, if you link your account on the Website to your account on third party social networking/interactive applications, to the extent such technical capability is available.
Processing time
“ZONTA TECHNOLOGY” Ltd processes personal data for a period no longer than necessary for the purposes for which the personal data are processed, unless a legal act obliges the company to store personal data for a longer period.
How and for what purposes we use this information - Transparency and Consumer Rights
Processing objectives
“ZONTA TECHNOLOGY” Ltd processes your personal data on behalf of the Controller and on the basis of his instructions, for the following specific purposes:
In order to identify the user and to verify his identity, to conclude valid contracts and to perform correctly the obligations under them, including for actions prior to the conclusion of a contract, undertaken at the request of the person; for the administration of contracts already concluded;
in order to comply with legal requirements for the retention of documents by financial institutions relating to financial services provided.
“ZONTA TECHNOLOGY” Ltd uses the information collected for the following additional purposes:
preparation of afile to facilitate the processing of future Applications for;
for marketing purposes, sending offers/trade messages and others in connection with “ZONTA TECHNOLOGY” Ltd ‘s financial services;
statistical studies and analyses of the Company.
All information collected and processed by “ZONTA TECHNOLOGY” Ltd is under the control of the Controller and the Processor.
If necessary, the companies may contact the User via the contact details provided by the User to facilitate the use of the services provided.
The system automatically saves log files containing the IP address and other information necessary to reproduce the User's electronic statements.
The User may conclude a contract only after his identification, for this purpose and at the discretion of the need, the Processor may carry out a complex verification of the identification of the User, which may include conducting an interview by telephone or video call, verifying the authenticity of the data provided by the User by checking them against those obtained from the information databases of other personal data controllers or requiring the provision of a copy of an identity document. The Company applies means of identification that have no financial consequences for the User.
When initiating and conducting a video call, the Administrator's or Processor's employees do not have access to and cannot control the User's devices - camera, browser, device or computer. No data from the video call is recorded or stored. No sensitive or other special categories of personal data are intentionally included in the processing.
Before starting a video call, the User shall be given the opportunity to agree or object to the processing of his/her data by video call with specific arguments. If an objection to such processing is expressed, no data may be collected in this context. In these cases, the objection does not lead to an automatic refusal of access to the services.
Before starting a video call, the User shall be given the opportunity to agree or object to the processing of his/her data by video call with specific arguments. If an objection to such processing is expressed, no data may be collected in this context. In these cases, the objection does not lead to an automatic refusal of access to the services.
User rights
The user has the right to control, correct or delete the data that he provides, bearing in mind that some of the services will become unavailable, for example when deleting the personal user profile.
The User has the right to obtain from the Controller and the Processor information on whether and which of his personal data are processed, as well as the purposes and the duration of such processing. The User has the right to request a restriction of the processing of his/her personal data or to object to unlawful processing. Where the objection is justified, the personal data of the individual concerned may no longer be processed.
By analyzing user behavior and based on automatic processing, the information in the platform is filtered and shows the user the most relevant content and improves your experience as a user. Examples include personalized search results and tailored advertising. The same information can be the basis for automated decision-making, including profiling, to influence personalised service delivery. The user has the right to object to such processing at any time.
The companies use the collected information for archiving and statistical purposes, as well as for the general improvement of the website functionality.
To use the information for purposes other than those specified in this Privacy Policy, “ZONTA TECHNOLOGY” Ltd will ask for your explicit consent.
The rights under this point can be exercised by making a written request to the Company, including sent electronically, as well as through the contact form with the Company on the website www. FaLanding.com/contact . If necessary, the user also has the right to complain to the supervisory authority.
How we share information
When you provide personal data through the website, you agree that it may be collected, stored, processed and used by the Companies and its employees for the purposes set out in this Privacy Policy and applicable law. The Companies may also provide this data to third parties, for example:
public authorities, when the need to provide the data is identified;
processing personal data under contract - IT companies maintaining the website; persons providing marketing cooperation, accounting services, consulting;
financial institutions, debt collection companies, companies providing electronic communications networks and/or services, the borrower's employer, the contact persons under the Credit Agreement, and other persons where required by law.
As part of the procedure for payment for a service, as well as in the procedure for reimbursement, we may provide a bank or other payment institutions with your relevant personal data necessary for the transfer of the relevant amount from/to you.
Companies are obliged to provide information to persons and bodies specified in a legal act in order to fulfil their legal obligations.
Companies may provide information to third parties in ways that are aggregate and do not identify individuals.
Data security
“ZONTA TECHNOLOGY” Ltd takes into account the importance of the protection of personal data and provides appropriate technical and organizational measures to control the risk of unlawful activities and security breaches. The companies take care of the security of the information provided, except in cases of force majeure or accidental event.
For its part, the User should also take appropriate measures to protect itself from a personal data breach. The User has an obligation to keep his username and password confidential. Any statement made through the User's user account will be considered a valid electronic statement of which he is the holder.
In the event that a request arises for “ZONTA TECHNOLOGY” Ltd to provide the personal information of the User to the relevant competent state authorities in accordance with the applicable legislation, the company has a duty to cooperate.
Policy changes
Our Privacy Policy is subject to change, and you will be notified promptly of any changes through a posting on the Website. Your rights will not be restricted without your express consent.
“ZONTA TECHNOLOGY” Ltd adopts the principles of lawfulness, fairness and transparency in its activities, which means that we provide you with full and timely information about how we collect, store and process your data.
Last updated on 15.11.2022
